OC Housing Connection

When is The Best Time to Sell Your Home?

After we take our usual quick look at the real estate market and the macro trends affecting it (like lower job reports and worries out of China), our hosts Hamid and Fay Hamidanchy explore when the best times to sell your home nationwide and here in Orange County.  And the results may surprise you.  They also end this week's installment of this week's OC HOUSING CONNECTION with a quick review of "alternative ways to establish credit", particularly for those aging baby boomer (like me) who've paid off their houses and/or ripped up their credit cards and restrained themselves from buying anything big...leaving them with suddenly little or no credit history in this last chapter of their life.  Learn why too much frugalness may work against you and how to work around it if you still want to buy another home someday on credit (and invest the cash from your existing home for needed cash flow after you retire).  Fascinating ideas from Orange County's only community radio station, www.OCTalkRadio.net.

Adjustable Rate Mortgages (ARMS) are still around

In a world of low, fixed rate mortgages, you wouldn't think the old adjustable rate mortgages (ARMS) so popular in the 90s would still be around.  But you'd be wrong!  Today our hosts Hamid and Fay Hamidanchy discuss their past experience with these popular products, how, why and where they can still be found and who might benefit from using one.  For example, most of us refinanced our homes somewhere before or after the "Great Recession" to take advantage of incredibly low, fixed rate loans.  We did this to take the risk out of potential rises in our loan costs (particularly those of us that had risky "high cap" loans that could soar someday into double digits).  But did we actually come out ahead?  We removed the risk but may (in fact) may have paid MORE over the last few years for these fixed rate loans, particularly since the indexes on which they were based (like LIBOR) also remained so low. ARM yourself with some amazing facts about adjustable rate mortgages on this week's installment of OC HOUSING CONNECTION and see how you fared here on Orange County's only community radio station, www.OCTalkRadio.net.

Let's look deeper at The Fed 03-28-16

This week, we take a deep look at The Fed including it's history, structure and purpose. Who owns the Fed?  What's is it's relationship to the 12 Federal Reserve Banks and what do they do?  And (most importantly) what powers does the Fed have to increase or decrease money supply and affect the overall Monetary Policy of the United States.  Join our hosts Hamid and Fay Hamadanchy as they pick up from last week and dive deeper into this mysterious, quasi-governmental body (after first reviewing this week's economic indicators and likely Fed action).  Only on the OC HOUSING CONNECTION here on Orange County's only community radio station, www.OCTalkRadio.net.

Donna Gallup from AFH discusses OC housing affordability

Hamid & Fay talk to Donna Gallup of AFH on how American Family Housing places people in affordable homes in Orange and Los Angeles Counties. American Family Housing find affordable rental housing and rents these homes to homeless people below the average rents in Orange County Area to help them get back on there feet. They have also purchased land and are developing multi unit building in Midway city to rent to homeless people. It's truly remarkable on how they achieve this using many volunteers. 

Hamid and Fay Discuss the Real Estate market

OC Housing Connection Dicusses First Time Home Buyer Programs and Millennial Buyers

During this weeks episode, Hamid presented a variety of Down Payment Assistance and First Time Home Buyers such as the MCC, MAP and more. OCHC also sat down with a young "millennial" buyer, Samar, to discuss her perspective and point of view.

OCHC Sits Down with OCAR President, Rita Tayenaka 06/01/2015

The Orange County Housing Connection proudly presents Rita Tayenaka 2015 OCAR President & Broker Owner Coast to Canyon Real Estate. On Monday, June 1st, Kathy and Hamid spoke with Rita about her expertise as a Realtor and shared her advice on Rental Scams and How to Avoid Them.

Nabil Captan, Credit-Scoring Expert visits OCHC 5/18/2015

Nabil Captan is a nationally recognized credit-scoring expert, educator, author and producer featured on OC Housing Connection. Nabil shared his many years of knowledge and expertise in the credit field to listeners. As founder and president of Captan & Company, Nabil is dedicated to revolutionizing financial education and improving financial literacy. For more information about Nabil please visit his website: http://www.nabilcaptan.com/.

OCHC Featuring Rita Tayenaka

On Monday June 1st, OC Housing Connection will be sitting down with Rita Tayenaka, President of the Orange County Association of Realtors.  

OCHC speaks with Lisa Dunn & Charles Smith from OCAR's FHA/VA Task Force

OCHC sat down with the Co-Chairs of the Orange County Association of Realtors FHA/VA Task Force, Lisa Dunn and Charles Smith to discuss the importance of the FHA/VA condominium approval project.  The FHA/VA Task Force aims to develop & implement program to educate Home Owner Association Boards and their management teams the importance of obtaining and maintaining FHA approval of their condominium project as well as obtaining the lifetime approval for VA loans.